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And it seems there are plenty more ready to pay cash for property, according to holiday home insurer Schofields.
It canvassed nearly 2,000 people who bought last year and found more than two-thirds did not rely on a mortgage.
The owners of that house will take care of the Nightingales’ home – and their two pet cats – while visiting a relative in nearby Belsize Park.Phil Schofield, who works in marketing at Schofields, says: ‘The market has been really promising, offering a great chance to get on the ladder abroad, receive a regular income from holiday letting and generate a profit upon sale.’‘But while holidaying with a friend in Tenerife I struck up conversation with a couple who had purchased a repossessed property.I was so impressed I put in a cheeky offer for a one-bedroom apartment next door that had foreclosed years earlier – £60,000 below the £110,000 asking price.’He says it is vital to get legal advice when buying and to understand the local purchasing rules.Claire, 48, an orthodontist, says: ‘My husband is a cautious man and was reluctant to sign up.But I have friends who home-swap and they rave about it.